What is Sun Life OFW Health Protect?

Sun Life OFW Health Protect is a life and health insurance plan from Sun Life Philippines tailored specifically for OFWs. It offers a full spectrum of coverage—from prevention to treatment, rehabilitation, and retirement—designed to safeguard both your health and your family's future.

As an Overseas Filipino Worker (OFW), your hard work and sacrifices for your loved ones deserve the best protection for your health and well-being.

Sun Life is here to make sure that you can continue to do so with Sun Life OFW Health Protect.

Key Benefits
1. PREVENTION
Maintain your health proactively! With Sun Life OFW Health Protect, you can avail any one of these three prevention and wellness benefits at Sun Life's accredited medical facilities or providers:
• Annual Physical Examination
• Vaccination (Flu or Pneumonia)
• Teleconsultations (up to 7 times)
You can start enjoying this benefit starting in the 2nd policy year up until the 6th policy year up to 5 availments).
2. DIAGNOSIS & TREATMENT
Sun Life OFW Health Protect provides benefits that may help replace the funds you spent on diagnostic procedures or fund further medical exams needed, if you are diagnosed with any of the 100+ covered critical conditions, from minor to major stages. You also get additional coverage for expenses related to hospitalization and follow-up care with a specialist.
3. REHABILITATION
Get access to home recovery benefits to help you regain your health and continue pursuing your dreams for your loved ones with confidence.
4. BENEFIT BOOSTER
With Sun Life OFW Health Protect, you can have peace of mind knowing that you'll receive an additional cash benefit equivalent to 50% of the Face Amount upon the first diagnosis of any covered specific cancer condition. You can also get 50% more for your hospitalization, post hospitalization, home recovery and palliative care benefits. These "Specific Cancer Booster Benefits" are designed to help ease the financial strain on your family caused by such serious illness.
5. LIFE INSURANCE PROTECTION
Secure your loved ones' future with guaranteed life insurance protection equivalent to the policy's Face Amount until age 100.
6. SPECIAL BONUS and DIVIDEND EARNINGS
Be rewarded with a special bonus at the end of the premium-paying period, plus annual dividend earnings thereafter. Withdraw these anytime or leave them with Sun Life and allow them to accumulate.
7. Guaranteed Cash Benefits
By availing this plan, you get to enjoy in advance 5% of your policy's Face Amount for eight consecutive years as early as age 65.
8. FLEXIBLE PREMIUMS PAYMENTS
Sun Life OFW Health Protect may be paid in 10, 15, or 20 annual installments with a fixed amount throughout the chosen period. You may also opt to pay semi-annually, quarterly, or monthly.

Aside from this, you may choose to avail a payment option that aligns with your overseas work contract, ensuring that premiums are paid conveniently in 3, 6, 9, or 12 monthly installments.